Lower all-in billing
Stripe stacks fees: 2.9% + $0.30 processing, +0.7% for Stripe Billing on every recurring charge, +0.5% per transaction for Stripe Tax, +1.5% for international cards, +1% for currency conversion. Tiun is 4.9% + $0.30, flat. International cards, currency conversion and tax are already inside that rate
STRIPE ALL-IN
6.6% + 30¢
TIUN ALL-IN
4.9% + 30¢
Auth, billing, customer data, and analytics in one place
Stripe is a payment processor. It does not ship authentication, a customer database, or product analytics. Tiun does, and it queries them through the same SDK that runs checkout, so you stop reconciling Stripe webhooks against an Auth0 tenant and a database you built
Merchant of Record, not seller of record
Stripe leaves you as the seller of record. You register for VAT in every jurisdiction that crosses a threshold, file returns, respond to audits, and handle EU B2B reverse charge yourself, or you bolt on Stripe Tax for calculation and still own registration and remittance. Tiun sells on your behalf, remits VAT, GST, and sales tax across global jurisdictions, validates EU VAT IDs at checkout, and absorbs the tax liability. You receive net revenue and never deal with the tax authority
Built-in AI analytics
Ask questions in plain English across signups, revenue, and product usage. No SQL workbench, no separate BI vendor
Tiun vs Stripe, side by side
Tiun | Stripe |
|---|---|
4.9% + 30¢all-in · international subscription | 6.6% + 30¢all-in · international subscription |
✓ Merchant of record (no VAT registrations) | ✗ You are the seller of record |
✓ Authentication included | ✗ Auth0 ~$35/mo + $0.07/MAU beyond 500 |
✓ Currency conversion included | ✗ Currency conversion +1% |
✓ Customer database included | ✗ You build and maintain it |
✓ Webhook & sync logic included | ✗ You build and maintain webhook handlers |
Tiun | Stripe | |
|---|---|---|
Merchant of record | ✓ | ✗ |
Platform fee | Free | Free |
Base Transaction | 2.9% + $0.30 | 2.9% + $0.30 |
Subscription Billing | +0.5% | +0.7% |
International cards | Included | +1.5% |
Currency conversion | Included | +1% |
Tax compliance | Included | +0.5% |
Webhook & sync logic | Included | DIY |
Payout fees | 1.5% | Free |
Per dispute | $15 | $15 |
All-in, international subscription | ~4.9% + $0.30 | ~6.6% + $0.30 |
How much you save switching from Stripe to Tiun
Annual fees on international subscription revenue with currency conversion, after you add Stripe Billing, Stripe Tax, and Auth0 to the 2.9% + $0.30 base. The percentage looks small. The number doesn't
The fee gap compounds
Stack Stripe Billing, Stripe Tax, and Auth0 on top of 2.9% + $0.30 and you land at 6.6% all-in. On $500k of international subscription revenue, that's $8,920 a year over Tiun's 4.9%, before the engineer time spent gluing the five products together
Stripe handles the card transaction. Tiun handles the stack around it
Stripe + Stripe Billing + Stripe Tax + Auth0 + your customer database is five products from three vendors, each with its own dashboard, its own pricing, and its own way of representing the same user. Tiun ships the whole stack, sold as MoR, behind one SDK
Skip the Auth0 bill and the webhook handlers
Stripe gives you a Customer object and a webhook stream. To get a usable customer record you wire up an auth provider, a database, and the webhook handlers that keep all three in sync as subscriptions renew, fail, get refunded, cancel, or upgrade. Tiun ships authentication, social login, multifactor, and entitlements as part of the platform.
Email + password login — included
Social SSO (Google, GitHub) — included
Multifactor auth (SMS + Email) — included
User profile + entitlements — live state
Customer, subscription, and payment state in one query
No more reconciling webhook payloads from Stripe, Auth0, and a tax service to figure out what your customer can access right now
MCP server + GitHub Skill for AI coding agents
Install once. Your agent reads Tiun's API as native context, wires up auth and billing in your codebase, and the integration is live in minutes