tiun vs Paddle: Same MoR, Wider Scope

Compare tiun and Paddle for SaaS billing. See how MoR coverage, authentication, customer database, and developer experience come together in one system, for less

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Lower all-in pricing

Paddle charges 5% + 50¢ on international subscriptions. tiun keeps pricing lower and simpler at a flat 3.4% + 30¢

PADDLE ALL-IN

5% + 50¢

TIUN ALL-IN

3.4% + 30¢

Auth, billing, and entitlements in one place

Paddle handles billing. tiun handles auth, customer data, billing, and AI analytics behind one SDK. Skip the Better Auth bill and the webhook handlers that keep login state in sync with billing state

Same MoR, wider stack

Both Paddle and tiun act as your Merchant of Record for tax, VAT, refunds, and chargebacks. tiun extends the model to authentication, customer database, and analytics in one system

AI-powered analytics, built in

Paddle ships ProfitWell Metrics, a fixed dashboard. tiun lets you ask plain-language questions across signups, revenue, and product usage. No SQL, no separate BI tool

tiun vs Paddle, side by side

tiun	Paddle
3.4% + 30¢ all-in · international subscription	5% + 50¢ all-in · international subscription
✓ Authentication included	✗ Auth is your responsibility (Better Auth ~$20/mo)
✓ Customer database included	✗ You build the customer database
✓ Webhook & sync logic included	✗ You build webhook handlers for auth, payments, entitlements
✓ No pass-through Stripe fees	✗ $15 wire fee per international payout

	tiun	Paddle
Merchant of record	✓	✓
Platform fee	Free	Free
Base Transaction	2.9% + $0.30	5% + $0.50
Subscription Billing	+0.5%	Included
International cards	Included	Included
Currency conversion	Included	Included
Tax compliance	Included	Included
Webhook & sync logic	Included	DIY
All-in Transaction Fees	~3.4% + $0.30	~5% + $0.50
	Additional Fees
Payout fees	1.5%	1.5%*
Per dispute	$15	$15

*Conversion applied only when payout currency differs from balance currency

How much you save switching from Paddle to Tiun

Annual fees on international subscription revenue with currency conversion. Small percentage gap. Big yearly number

The fee gap compounds

On $500k of international subscription revenue, Paddle's 5% + 50¢ runs $10,000 more than tiun's 3.4% + 30¢. The bigger bill is the engineer you have writing auth glue, webhook handlers, and entitlement logic to patch what Paddle doesn't ship.

tiun replaces Paddle, Better Auth, and your customer DB

Paddle collapses Stripe and Stripe Tax into one bill. tiun collapses Stripe, Stripe Tax, Better Auth, your customer database into one bill, one API, and one source of truth

Skip the Better Auth bill and the webhook handlers

Paddle handles billing. You still need auth (Clerk, Better Auth, build-your-own) and the webhook handlers that keep auth state in sync with billing state. tiun ships authentication, social login, multifactor, and entitlements as part of the platform, queryable through the same SDK

Email + password login — included
Social SSO (Google, GitHub) — included
Multifactor auth (SMS + Email) — included
User profile + entitlements — live state

Customer, subscription, and payment state in one query

No more reconciling webhook payloads from Stripe, Better Auth, and a tax service to figure out what your customer can access right now

{
  isAuthenticated: true,
  user: {
    userId: 'u-abc123',
    email: 'user@example.com',
    productAccess: ['p-live-light', 'p-live-pro']
  }
}

{
  isAuthenticated: true,
  user: {
    userId: 'u-abc123',
    email: 'user@example.com',
    productAccess: ['p-live-light', 'p-live-pro']
  }
}

{
  isAuthenticated: true,
  user: {
    userId: 'u-abc123',
    email: 'user@example.com',
    productAccess: ['p-live-light', 'p-live-pro']
  }
}

MCP server + GitHub Skill for AI coding agents

Install once. Your agent reads tiun's API as native context, wires up auth and billing in your codebase, and the integration is live in minutes

# Cursor, Claude Code,
# Copilot, Windsurf, +40

gh skill install tiun-app/skills tiun-sdk

# connect mcp https://mcp.tiun.business/

# done.

# Cursor, Claude Code,
# Copilot, Windsurf, +40

gh skill install tiun-app/skills tiun-sdk

# connect mcp https://mcp.tiun.business/

# done.

# Cursor, Claude Code,
# Copilot, Windsurf, +40

gh skill install tiun-app/skills tiun-sdk

# connect mcp https://mcp.tiun.business/

# done.

FAQs

Is Paddle a Merchant of Record?

Yes. Paddle is a Merchant of Record, and so is tiun. Both sell on your behalf and handle tax, VAT, refunds, and chargebacks, so the MoR coverage is not the deciding factor between them. The difference is what sits around the payment: tiun adds authentication, a customer database, and analytics that Paddle leaves you to build

Does tiun handle VAT and tax the way Paddle does?

Yes. As a Merchant of Record, tiun remits VAT, GST, and sales tax across global jurisdictions, validates EU VAT IDs at checkout, and absorbs the tax liability, the same model Paddle uses. You receive net revenue and never deal with the tax authority directly.

How hard is it to migrate from Paddle to tiun?

tiun ships an MCP server and a GitHub Skill for AI coding agents. Your agent reads tiun's API as native context, wires up auth and billing directly in your codebase, and the integration goes live in minutes rather than days of manual SDK work

Is tiun a good Paddle alternative for SaaS?

tiun is a strong fit if you want Merchant of Record coverage and the rest of your billing stack in one system. You get the same MoR tax handling as Paddle at a lower 3.4% + 30¢ rate, plus authentication, a customer database, and AI analytics that would otherwise be three more vendors to integrate and reconcile

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