Tiun vs Paddle - Same MoR, Wider scope

Compare Tiun and Paddle for SaaS billing. See how MoR coverage, authentication, customer database, and developer experience come together in one system, for less

share this article

Summarize with AI

No headings found on page
Lower all-in pricing

Paddle starts at 5% + 50¢. Currency conversion adds up to 1.5%, international payouts add $15 per SWIFT wire, and sub-$10 products push you into custom pricing. Tiun is 4.9% + 30¢, flat

PADDLE ALL-IN

6.5-7% + 50¢

TIUN ALL-IN

 4.9% + 30¢
Auth, billing, and entitlements in one place

Paddle handles billing. Tiun handles auth, customer data, billing, and AI analytics behind one SDK. Skip the Auth0 bill and the webhook handlers that keep login state in sync with billing state

Same MoR, wider stack

Both Paddle and Tiun act as your Merchant of Record for tax, VAT, refunds, and chargebacks. Tiun extends the model to authentication, customer database, and analytics in one system

AI-powered analytics, built in

Paddle ships ProfitWell Metrics, a fixed dashboard. Tiun lets you ask plain-language questions across signups, revenue, and product usage. No SQL, no separate BI tool

Tiun vs Paddle, side by side

Tiun

Paddle

4.9% + 30¢

all-in · international subscription

6.5-7% + 50¢

all-in · international subscription

✓ Authentication included

✗ Auth is your responsibility (Auth0 ~$35/mo)

✓ Currency conversion included

✗ Currency conversion margin up to 1.5%

✓ Customer database included

✗ Sub-$10 products require custom pricing

✓ No pass-through Stripe fees

✗ $15 wire fee per international payout


Tiun

Paddle

Merchant of record

Platform fee

Free

Free

Base Transaction

2.9% + $0.30

5% + $0.50

Subscription Billing

+0.5%

+0.5%

International cards

Included

+1.5%

Currency conversion

Included

up to 1.5%

Tax compliance

Included

Included

Webhook & sync logic

Included

DIY

Payout fees

1.5%

$15 wire

Per dispute

$15

$15

All-in, international subscription

~4.9% + $0.30

~6.5–7% + $0.50

How much you save switching from Paddle to Tiun

Annual fees on international subscription revenue with currency conversion. Small percentage gap. Big yearly number

The fee gap compounds

A 2-point fee gap costs $10,000 a year on $500k of international subscription revenue. The bigger bill is the engineer you have writing auth glue, webhook handlers, and entitlement logic to patch what Paddle doesn't ship

Tiun replaces Paddle, Auth0, and your customer DB

Paddle collapses Stripe and Stripe Tax into one bill. Tiun collapses Stripe, Stripe Tax, Auth0, your customer database into one bill, one API, and one source of truth

Skip the Auth0 bill and the webhook handlers

Paddle handles billing. You still need auth (Clerk, Auth0, build-your-own) and the webhook handlers that keep auth state in sync with billing state. Tiun ships authentication, social login, multifactor, and entitlements as part of the platform, queryable through the same SDK

  • Email + password login — included

  • Social SSO (Google, GitHub) — included

  • Multifactor auth (SMS + Email) — included

  • User profile + entitlements — live state

Customer, subscription, and payment state in one query

No more reconciling webhook payloads from Stripe, Auth0, and a tax service to figure out what your customer can access right now

```javascript
// one SDK, one source of truth
const customer = await Tiun
  .customers
  .get("cus_abc123");

customer.subscriptions
customer.entitlements
customer.payments
```
```javascript
// one SDK, one source of truth
const customer = await Tiun
  .customers
  .get("cus_abc123");

customer.subscriptions
customer.entitlements
customer.payments
```
```javascript
// one SDK, one source of truth
const customer = await Tiun
  .customers
  .get("cus_abc123");

customer.subscriptions
customer.entitlements
customer.payments
```
MCP server + GitHub Skill for AI coding agents

Install once. Your agent reads Tiun's API as native context, wires up auth and billing in your codebase, and the integration is live in minutes

```bash
# Cursor, Claude Code,
# Copilot, Windsurf, +40

gh skill install \
  tiun-app/skills

# done.
```
```bash
# Cursor, Claude Code,
# Copilot, Windsurf, +40

gh skill install \
  tiun-app/skills

# done.
```
```bash
# Cursor, Claude Code,
# Copilot, Windsurf, +40

gh skill install \
  tiun-app/skills

# done.
```

Summarize with AI